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As a Registered Investment Advisory firm (RIA), Copper River is also focused on advising corporate treasury departments on best practices in liquidity and investment management. With interest rates at historic lows and SEC reforms in place, corporations are actively seeking unbiased advice and guidance. We are uniquely positioned to provide independent advice on new approaches, as well as alternative investment products in this evolving segment of the market. Both Bob and Jim each have over 20 years of experience in working with large and middle market companies.

Copper River advisory operates in a fiduciary capacity and as an independent firm. This requires us to advise, guide and align our advice to the needs of our clients.

Challenges Faced by Corporations

Source: YCHARTS

Interest Rates

After a decade of historically low interest rates, and the recent 2020 rate cuts, corporate treasures are actively seeking alternative products to augment their cash strategies in order to diversify their risk and achieve a reasonable return.

Institutional Money Funds

Money Funds have been a staple investment for corporate treasury departments for the past decade. However, when SEC rules went into effect 85% of Prime Fund assets quickly fled the asset class to Treasury and Government funds. With possible redemption “Gates” and “Fees” looming over Treasury and Government funds as well as low returns and a concentrated risk to financial issuers these funds have also become a poor option for corporate treasurers to utilize.

Bank Deposits

According to Association of Financial Professionals (AFP), Bank Deposits captured over 55% of a corporation’s cash investments over the past year. This percentage has gone up dramatically over the past 5 years, and corporations need to be aware of the risks of being over concentrated not only to their credit banks but also the financial sector.

Institutional News

Why We Are Once Again Rescuing a ‘Safe’ Investment

April 9, 2020
The Federal Reserve is rushing to support money market mutual funds, in a disconcerting repeat of the 2008 financial crisis. Read full article here.
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Corporate Treasury: Year End Rates and Fixed Income Positioning

December 8, 2018
Until the week of December 3rd 2018 the financial press and the majority of financial professionals were convinced that interest rates would continue to rise and that the Fed would
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Sea of red in Treasury market may signal bond boom is over

August 18, 2018
Welcome to the new U.S. Treasury market, where 75 percent of existing government bonds are now trading below par. Read full article here.
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